How to qualify for a larger mortgage?

I have been shopping for a home loan and have realized that I qualify for about $40,000 less than what I need. Im not concerned about the payments I have a job that I can work as much or as little as I want. However I havent worked very much in the past 2 years because I was taking care of an ill family member. Do I have any other choices besides saving the extra money myself? I have a credit score over 700, does that help?How to qualify for a larger mortgage?
Find a $40,000 less expensive home. Increase your hours and wait for 6 months so your income increases and you qualify for more. I don't know how much of a break people are getting to buy more house than they qualify for in this housing market. I don't know that a promise of more hours/income is enough any more.How to qualify for a larger mortgage?
Well ajustable rate morgages may give you more than fixed rate. Also some banks are willing to give you more money so you could look around at lenders. But it is not a good idea to get over your head in house debt. Remember once you get a house there is more than just the payments. Don't forget about taxes, pest control, maintance, home owners insurance and utilities. Also remember alot of people in the USA are over their head in house debt and being forclosed on. You really don't want to be in that situation. Maybe you can look at forclosed homes and they will be cheaper.