Your status as a student doesn't matter. What matters is your credit and your income. You have to make enough money to qualify for a mortgage and have good credit. Also, your debt to income ration has to be low. So, if you have any student loans or other debt, that might work against you.
Talk to a lender and they'll be able to look at your information and give you better advice.Can an undergraduate student qualify for a mortgage while in school?
Unless you have a full time job, 10% down and several years credit history, you will not qualify.
Besides why do you want to tie yourself down with a house when you are at such a young age. Houses will be a crummy investment the next 15 years anyway. You buy a house when you are having kids.
Unfortunately, most lending companies are not going to want to deal with someone so young, years of college debt ahead of them, and with little collateral. While it may not seem fair, lenders are being much more careful who they are lending money to, with the economic meltdown of recent years. If you are looking to buy a house, I would talk to your parents about seeing what kind of collateral they can give you, if a lender agrees to that.
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